GraduateCare Insurance covers against unexpected illnesses or accidents.

The plan provides for high cost items such as hospital stays and surgery as well as everyday occurrences like doctor visits. However, it is important to understand that GraduateCare Insurance is not designed to pay for injuries and illnesses that exist at the time a customer's policy becomes effective. Following are some highlights of the plan benefits.

Question to ask Yourself

1. Is traditional individual medical or other current coverage too expensive?

2. How well will your parents health insurance protect you in the event of an unexpected illness or accident?

3. Are you outside of your parents HMO area?

4. Are you outside their PPO area?

5. Do you even have health insurance?

6. Does the school offer a health plan? Is it any good?

7. Are you no longer covered as a dependent under your parent's plan?

8. Are you required to have coverage but choose not to participate in a college-sponsored plan?

GraduateCare Insurance is designed for students who:

1. Are no longer eligible for coverage under their parent’s health plan

2. Attend school outside the HMO or PPO region of their parent’s plan

3. Prefer to reduce their current health insurance costs while maintaining quality coverage

4. Are required by the school to have health insurance but find the college-sponsored plan inadequate

Plan Highlights

1. Renewable Individual Health Coverage for College Students of All Ages

2. Choice of deductibles to meet your budget

3. Extensive benefits to give you peace of mind

4. Choice of doctors and hospitals nationwide

5. Year-round coverage that stays with your child, even if he/she changes or leaves school

6. Satisfaction guaranteed

7. VISA and MasterCard accepted

8. Single or monthly payment options

Note: This chart is not all-inclusive. The actual contract provides a complete list of benefits, limitations and exclusions. For a complete explanation on policy benefits, limitations and exclusions, see the insurance contract.